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Tax Guide For Homeowners

Tax Guide For Homeowners

OK, homeowners, tax season is here and you’ve got just over a month to take advantage of this year’s tax breaks. If you’re feeling a little in the dark about what you may qualify for and you’re ready to throw your hands up in frustration, instead, take a deep breath and read on. There are various deductions, credits and exclusions that homeowners may qualify for and it&rsqu

2022 Resolutions: Improve Your Credit

2022 Resolutions: Improve Your Credit

Is 2022 finally the year you push your credit score to Very Good? With the New Year finally here, it’s the perfect time to set goals and improve your credit score. With a few simple changes to your spending habits and payments, you can be well on your way to a better credit score in a couple of months! Here are some resolutions to help raise your credit score.     Pay Bi

Tips To Avoid Overspending This Holiday Season

Tips To Avoid Overspending This Holiday Season

Now that Halloween is over, it’s time to shift mental gears to the impending holiday shopping season. With so many deals before the holidays arrive, it is incredibly easy to go spend-crazy. But, what if you have financial goals like saving money or making a major purchase, you know, like buying a home, in the next year or so? What can you do to prevent yourself from splurging for the next

 How To Tackle Your Budget Goals in the New Year

How To Tackle Your Budget Goals in the New Year

If one of your New Year’s Resolutions was to get a hold of your finances, now is a good time to check-in and make sure you are on the right track to tackle your budget.  Here are five tips on how to get ahead of your money-saving goals for 2021.     Have a Goal Having a budget goal is the number one thing that will help you track your finances.  You will be mu

Money Management Apps To Help Keep Your Budget on Track

Money Management Apps To Help Keep Your Budget on Track

Sticking to a budget and keeping track of your finances is key to money management.  Keeping track of all your finances in one place will make your life a lot easier.  Luckily, there are so many apps available to download that will help you organize your finances.     Mint Mint is a great app to manage all your finances in one place.  You are easily able to con

What is Home Equity?

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What is Home Equity?

Did you know that purchasing a home could actually help you build your wealth? If you are currently renting a property, you might want to look into purchasing a home within your budget when your next lease is up.  Purchasing a home can be easier than you think with a first-time homeowner’s loan and will help you build your wealth in the long run!   What is Home Equity? 

Tax Questions? We’re Here to Help!

Tax Questions? We’re Here to Help!

Spring isn’t the only season that has sprung upon us lately; we’re in the middle of tax season and if you’re a homeowner, tax time can be a very good time for you. It doesn’t matter if you own a townhome, single-family home or condominium, there likely are valuable tax deductions that you can take advantage of. First and foremost, there is the simple question that many

Money Resolutions to Help You in 2020

Money Resolutions to Help You in 2020

New year, new financial goals. If you’re starting off the new decade with a list of resolutions, consider adding some financial to-dos to your list! Follow these steps to achieve your financial goals in the new year.     Make a Budget  Now is the time to start thinking of making a budget and getting your finances in order.  If you have had trouble in the past

Is Now The Best Time to Purchase a Home?

Is Now The Best Time to Purchase a Home?

There’s good news all around for the housing market.  You can expect the remainder of the 2019 year to be one of the best that real estate has ever seen!  Unemployment is the lowest it has been in 50 years, wages are rising at a faster rate, and consumers are continuing to spend more (Federal Reserve, 2019).  So what does this mean for you? Now is a great time to tap into the

What's the Difference Between Preapproved and Prequalified?

What's the Difference Between Preapproved and Prequalified?

Securing a mortgage can be a complicated and timely process.  When you are preapproved or prequalified for a mortgage, you gain an advantage and have the opportunity to bid on the home you would like to purchase before buyers who are not as prepared.   So what is the difference between the two?   Prequalified   Prequalification is a general indication that you could