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Closing Time? Five Things You Should Know First

Closing Time? Five Things You Should Know First

So, you’re buying a home. You’ve applied for financing and saved enough money for a down payment. You’ve made an offer that’s been accepted. You’ve gone through all the necessary home inspections and appraisals. It’s time for closing. What a relief! But did you know that this exciting last chapter of the home-buying process comes with a few fees? Closing cost

 10 Money-Saving Mistakes You're Making and How to Stop!

10 Money-Saving Mistakes You're Making and How to Stop!

October’s start signals the beginning of the year’s fourth financial quarter. For those of us who made financial resolutions at the beginning of the year, this quarter is a good reminder to check in on how we’re meeting our goals. If you’re struggling to reach your financial goals, there is still time to make a difference this year. As this fourth quarter kicks off, we&rsq

Break the Cycle: 5 Ways to Stop Living From Paycheck to Paycheck

Break the Cycle: 5 Ways to Stop Living From Paycheck to Paycheck

Now that most students have headed back to class and we have a little extra time before football season kicks off, it’s time to take a good hard look at our finances. Are you comfortably earning, spending and saving the way you intended when you set those lofty financial resolutions at the beginning of the year? Or, like so many people who set goals but lose track of them as the year prog

Five Options for Buyers Facing a Low Bank Appraisal

Five Options for Buyers Facing a Low Bank Appraisal

You’re on your way to buy a new home, congrats! You’ve found the one you love… your offer has been accepted… you’ve completed the inspection with little-to-no issues… you’re almost there, right? There’s just one more hurdle before you’re ready to sign on the dotted line and finance your home—the home appraisal. If you’re seeki

10 Easy Ways to Save Money

10 Easy Ways to Save Money

With back-to-school season in full swing, things like covering tuition costs and paying for extracurricular activities may be weighing high on your mind. Instead of worrying about all those extra fees, we have a few ways to help you save some money during back-to-school season and all year through. Here are 10 simple money-saving tasks that you can get started on today: Pack your lunch &ndas

Mortgage Matters - How to Choose One That is Right for You

Mortgage Matters - How to Choose One That is Right for You

When it comes to purchasing a new home, buyers are typically excited about choosing the options that are most important to them. Flooring, countertops and other fixtures may top their lists. But does that excitement carry over to a buyer’s home loan? Not always. When you apply for a mortgage, you may feel like your only options are approval or denial. But there are choices when it comes to

Five Things You Should Know About Homeowners Insurance

Five Things You Should Know About Homeowners Insurance

If you’re new to buying a home this summer, you’ve probably been advised that you’ll need to factor in the cost of homeowners insurance. While it is something you pay on a monthly basis, it typically is covered in your mortgage payment. For some homeowners, insurance can even be something that’s out of sight—and out of mind—until you need it most. Even vetera

Five Major Tax Breaks for Homeowners

Five Major Tax Breaks for Homeowners

From freely making simple design choices around the house to having something that is constantly accruing in value, there certainly are perks to being a homeowner year-round. But, spring brings particular good reason to appreciate homeownership. During tax season, homeowners can receive a little break from Uncle Sam in several areas. As tax day—which is April 17th this year—approach

Mortgage Matters: Five Ways to Get to a Quicker Close

Mortgage Matters: Five Ways to Get to a Quicker Close

When you’re waiting to move into a new home, a 30- or 60-day closing can feel like an eternity. While you can’t file your own mortgage paperwork, you can do some things to help speed up your closing. If you’re buying a home this spring, here are five ways you can get to the closing table a little quicker: 1. Get loan preapproval. Feel like you’ve heard this advice before

 5 Factors Weighing Down Your Credit

5 Factors Weighing Down Your Credit

If you’re in the market for a new home this year and you want to secure a great financing rate, you’re going to need to have a good credit score. But, how are you supposed to know if there is something casting a dark shadow on your credit? Of course, things like late or missed payments are going to negatively impact your credit score when you try to apply for home financing. However