mortgage Blog Articles (page 2)
APR, ARM, O-M-G! 10 Mortgage Terms You Need to Know
Now that we’re all done gazing at the solar eclipse and some of us have sent our little students back to class, it is time for us to hit the books and learn a bit about everyone’s favorite topic… mortgages! If you’re paying a mortgage each month, it is likely one of your largest expenses. If you’re interested in buying a home, it may be one of your biggest stresso
Should I Refi?! Why it May or May Not Be Time to Refinance Your Mortgage
If you own a home, maybe you haven’t been paying too much attention to the low lending rates that are currently – and have consistently – been offered by banks and mortgage lenders across the nation. But, maybe you should be! Because, along with those consistently-low lending rates, come the consistent numbers of homeowners who are taking advantage of lowering the annual perce
Stop Procrastinating with your Finances - It Can’t Wait!
Are you the one always waiting until the last minute to do… well, everything? Typically, it’s probably no big deal. Sure, you can hit up Target for just about anything you need before a party, school or work. But, when it comes to the financial side of life, even a little procrastination can cost you… a lot, actually. So, if you’ve got financial goals, like buying a ho
You Know a Lot about Your Credit Score. True or False?
If you’re planning to buy a home and you’re going to be applying for a mortgage, you’ve probably been advised to pay more attention to your credit score. But, once you find out what your credit score is, what if you want to work on improving it? Where do you start? Do you really know what factors contribute to your credit score? Test your financial knowledge by taking a look a
Are You Pre-Qualified? Pre-Approved? Or Just Pre-tty Confused?!
Ok, future homeowners, you didn’t need that gregarious groundhog to tell you that the spring home-buying season is just around the corner, right?! But, while you may not have needed a rodent to prepare you for spring’s arrival, you may need a little real estate savvy to prepare you for your upcoming home purchase! And, that’s where we come in. If you think the home-buying proc
Five Financial New Year’s Resolutions You Can Achieve in 2016!
New year, new you. Isn’t that the high hope that so many of us set during this time of year? Whether your focus is on improving your fitness, finances or even flirting in 2016, if you’ve already set the goal, you’re one step closer to achieving it! Now, we may not be able to comment (at least not intelligently) about fitness or flirting goals; but, we can give a bit of advic
10 Tips We’d Like to Give Our 25-year-old Selves
Last week, movie buffs (or Biff’s) around the world celebrated Back to the Future Day. You know, October 21, 2015, that day when Marty McFly traveled to the future with Dr. Emmett Brown to correct those mistakes from the past that would affect his future. Well, in McFly’s spirit, we’re taking our own sort of time warp today to talk with the 25-year-old versions of ourselves ab
Student Loan Debt and Homeownership 101: An Intro Course to Tighter FHA Regulations
Maybe you’ve recently graduated from college and just started your first “real” job. Maybe you’ve been out of college for years and already have moved up a few rungs on the professional ladder. Despite where your post-college career has taken you, it is likely that most college grads are still sharing something in common… student loan debts. But, what role do thos
Are You in Financial Danger? Five Ways You Could Be Killing Your Credit!
A few weeks ago, we made some national headlines when we listed a Victorian home that was featured in the Academy Award-winning 1991 thriller, The Silence of the Lambs. In the film, the house was owned by serial killer Buffalo Bill, though the 105-year-old home’s real history is not so scary at all. In keeping with that “killer” theme today, we’re examining a few ways that
A Guide to Making Your First Mortgage as Easy as A-B-C!
Back-to-school season is right around the corner and eager minds are preparing for their upcoming classes. In the spirit of the upcoming school year, we’re doing our part to educate first-time home buyers by offering a little study guide on one of their most daunting subjects… mortgages. Similar to the excitement that accompanies heading off to college for the first time, the excit
